About Us

MI & AS is a well-established firm based in Godalming, Surrey that provides independent financial advice.

Since 1974 we have provided bespoke financial advice with the sole aim of providing the highest level of individual service to clients seeking advice on all financial matters.

Our website has two fundamental aims. Firstly, to provide our existing clients with access to all the information they may need to get the most out of what we have to offer – including access to any information that may be relevant to their specific existing arrangements. Secondly, to provide an overview to individuals who are considering whether to appoint us as their advisers.

Meet the Team

Andrew Rowland


Andrew began his career in the financial services industry in 1988, working for NPI. He joined MIS in 1998 and became a partner 4 years later.

Andrew holds the Diploma in Financial Planning and specialises in providing individual and bespoke financial planning advice to clients including the ever complex area of the NHS pension scheme.

As well as providing advice, he acts as the Compliance Officer and oversees the general management of the firm.

Outside the office Andrew enjoys all sports, often from the safety of his armchair or stadium seat, travel and eating out.

Sandra D'Arcy

Financial Planner

Sandra, who has been in the financial services profession since 1988, joined our firm in January 2011. She holds a BCom degree in Economics and Business Management, a Trustee Licentiate Diploma and the Diploma in Regulated Financial Planning.

Sandra is a qualified financial planner and provides advice to a panel of clients. She is a key member of the Investment Committee.

In her spare time she enjoys reading and travelling, both in the UK and abroad.

Jo Rogerson

Office Manager

Jo is the Office Manager and has been with the company since May 2008. Prior to joining the company she gained years of administration and leadership skills working for small and medium sized companies.

Whilst she has gained credits towards the Certificate in Financial planning, her main focus is as the contact with our platform providers, recruitment and training of staff and the day to day running of the office.

In her spare time Jo enjoys cycling, swimming and long walks. She is the treasurer of the school PTA, loves meeting with family and friends and is keen to become a dog owner.

Rebecca Peet

Advisor Support

Rebecca is an Administrator and joined the firm in March 2022. She works alongside Debbie providing all administrative support both internally for the team and externally for clients.

Rebecca enjoys taking her dog, Luna, for long walks in the countryside and loves traveling to explore different countries or back home to the USA. She also has a love for fashion and enjoys shopping and selling preloved clothes for others to enjoy

Debbie Alexander

Advisor Support

**2022 – On maternity leave**

Debbie is an administrator who joined the firm in July 2017 after living abroad for 3 years. Debbie works together with Rebecca to provide administrative support for the firm and its clients.

Debbie likes to travel, is interested in all aspects of health & fitness and is a keen ‘park runner’. She also has a passion for nature, animals and art. She can frequently be seen visiting the many galleries here in Godalming.


In recent years, Godalming has been ranked the UK’s third most desirable property hotspot, voted the fourth best area of the UK in which to live and judged in 2013 – the highest quality of life in Great Britain.

We’d love to hear from you