There is a much wider choice of investment vehicles than most people realise.
In the main, the difference from one investment vehicle to the next is due to the tax treatment which is why they are often referred to as tax wrappers when defining different types of products or investments.
At MI & AS we aim to use investment vehicles as are appropriate from time to time in order to maximise returns to clients whilst managing the risk clients are prepared to accept.
Whether we are investing money for clients in ISAs, bonds, pensions or any other tax wrapper, the underlying strategy needs to be the same in terms of flexibility of approach and consistency of application.
The proper assessment of risk and the application of the assessment to the construction of investment portfolios is only the first step in attaining success in any long-term strategy.
It is important to monitor and review investments and make changes as are appropriate.